
September 2026 FIRE Budget: Back Under 4%
Full budget series This month’s 3.97% withdrawal rate provided some reassurance that our FIRE budget is realistic and sustainable. We really needed this after last month’s 4.59% withdrawal rate, where we also depleted and overran our uncategorized sinking fund. Income 4% Withdrawal: $4,511.08 Expenses Total: $4,476.91 Withdrawal Rate: 3.97% Grocery Store…

Mountain Biking & Hitting My Socialization Quota
This week was unusually heavy on socializing with friends who are also past coworkers (days 88 and 89). I can only take so much of that, and I have hit my socialization quota for a while. It was really great though, and I feel much more inclined to do that now…

Existential Flourishing?
This week took an interesting turn from prior weeks. The start to the week was not the best for me physically, but my mental state has been just about the opposite of an existential crisis. I guess you would call it existential flourishing. The power of ample free time is revealing…



