
Tax Optimization Via Capital Gains Harvesting
After recently establishing a plan to obtain ACA health insurance, we were left with a very tight financial scenario. In the days since, I have learned we could ease that financial situation with tax optimization via capital gains harvesting. The tight budget is self inflicted due to the philosophical stance we are taking that we…

Affordable Care Act And FIRE
As our return to Colorado approaches, I have started researching what health plans will look like for us. Given we will no longer be traveling internationally, we cannot continue using Cigna Global. We will be buying a plan through the Affordable Care Act marketplace in our state, Connect For Health Colorado. In our FIRE situation…

Staying Connected While Traveling Internationally: eSIMs, Phone Plans & VPNs
While traveling internationally, the tools and systems to manage communication and data access are critical for multiple reasons. These data and communication tools include eSIMs, phone plans, and VPNs. Staying in contact with friends and family is an obvious important use case. More importantly though, these communication tools provide access to our financial tools. Critical…

Managing Money and Banking While Traveling Long-Term Internationally
Managing money and banking while traveling internationally was one of our biggest initial concerns, and something we knew we had to get right. Many anxious thoughts entered my mind surrounding failed payment transactions, disabled accounts, or the inability to access our financial tools. That lead me to research the best tools and systems we could…




